Dr. Hemanth Veeramalla
Chief Executive Officer – One78 SabbPe Technology Solutions
Transforming digital payments across global markets through strategic innovation and 18+ years of fintech leadership.
Schedule Consultation View ProfileLocation
Gurugram, HaryanaExperience
18+ Years
About
Transforming Digital Payments Through Strategic Leadership
I bring over 18 years of experience across Digital Payments, Banking, SME Lending, Merchant Acquiring, and Government-led technology initiatives. My work spans building and scaling payment ecosystems, driving fintech innovation, and delivering large-scale digital transformation across diverse markets.
I hold a Ph.D. and an MBA from AIMS, am Certified CPISI by SISA, and am currently pursuing a second Ph.D. from Golden Gate University, California (USA). My academic journey is complemented by executive leadership programs from IIM Raipur and HarvardX.
As the Managing Director of One78 SabbPe Technology Solutions, I lead strategic initiatives in payment technology and digital transformation, working closely with stakeholders to build secure, scalable, and future-ready financial solutions across international markets.
Experience
18+ Years – Leading fintech innovationCredentials
Ph.D., MBA, LL.M. – Academic excellenceExpertise
Digital Payments – Global transformationEducation & Certifications
Ph.D. in Artificial Intelligence and Machine Learning
Golden Gate University, California, USA
In ProgressHarvard X
Executive Program
CompletedPh.D. – Management
Sri Satya Sai University of Technology & Medical Sciences
CompletedExecutive Program – Leadership & Change Management
IIM Raipur
CompletedCPISI
SISA
CertifiedNISM certified - Mutual Fund
Licence Valid : 2025-2027
CertifiedLL.M. – Corporate Law
Mansarovar Global University
CompletedExpertise
Comprehensive Fintech & Digital Transformation Capabilities
Digital Payments
- UPI, POS (Integrated & Non-Integrated)
- Merchant Acquiring
- Payment Gateway (Domestic & International)
- Cross-Border Payments
- Payout & Disbursement Solutions
- AI-Enabled Sound Box Solutions
Lending Solutions
- Secured & Unsecured Lending
- Buy Now Pay Later (BNPL)
- Working Capital Solutions
- Credit Assessment
- Risk Management
- Microfinance & Cooperative Bank Lending
Banking & Enterprise Systems
- Retail Assets & Liabilities
- ERP & Financial System Integration
- SaaS & Enterprise Applications
- Core Banking & Financial Platforms
- Compliance & Governance Alignment
Strategy & Market Expansion
- Go-To-Market (GTM) Strategy
- Partnerships & Ecosystem Building
- Market Entry & Scale
- Product Strategy & Monetization
- Regulatory Readiness
Experience
Current & Advisory Roles
Chief Executive Officer
One78 SabbPe Technology Solutions India Pvt. Ltd.Building a strong digital payments ecosystem across offline and online platforms including PSP Module, UPI Elite QuickPay, Integrated & Non-Integrated EDC, and card programs.
Startup Mentor – MAARG Program
Startup IndiaMentoring early-stage startups via the MAARG (Startup India) platform, providing strategic guidance on business models, Technology, GTM ( Go‑Too‑Market plans), and compliance, resulting in improved readiness for funding and scale
Independent Consultant
Self-EmployedDeliver paid strategic advisory services to startups and MSMEs, combining deep industry knowledge, market research, and trend analysis to shape business models, GTM strategies, and growth roadmaps. Partner with founders and leadership teams as a trusted advisor, using data-driven insights and industry benchmarks to improve operational efficiency, customer acquisition, and revenue performance.
Leadership Experience
Executive Director
Cito Nidhi Limited
Built business operations and regulatory coordination in lending and insurance domains.
Executive Director
Grats Technologies Pvt. Ltd.
General Manager
Paytm
Regional Head
Innoviti Payment Solutions Pvt. Ltd.
Regional Head – East Region
NeoGrowth Credit Pvt. Ltd.
Sales Head – Jio Money
Reliance Jio
Regional Head – East Region
Fiserv India
Early Career
App for Technology & Services
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Executive Consultation
One-on-One Executive Consultation
Format: One-on-one video consultation
Duration: 60 minutes
Fee: ₹22,452.94 / $250 USD
Secure Payment Details
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UPI / QR Code Payment
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Empowering the Future of Digital Payments
Building secure, inclusive, and intelligent technology that transforms how businesses and consumers interact in the digital economy.
Innovation
Security
Inclusion
Let's Connect
Location
Gurugram, Haryana, IndiaReady to discuss fintech innovation, strategic partnerships, or executive opportunities.
Connect with Dr. Hemanth Veeramalla for expert consultation on digital payments, fintech strategy, and executive leadership.
Schedule a Consultation